American Eagle Credit Card Review: 20% Off First Purchase


Earn 15 points per every $1 spent and 20% off first purchase with the American Eagle credit card.

American Eagle Credit Card Review


If you are an American Eagle fan, you may be considering signing up for an American Eagle credit card. There are a lot of benefits that you can gain from this store credit card, including deals on merchandise from American Eagle.

With the American Eagle credit card, you will receive 20 percent off your first purchase when you use the card. This is a significant advantage if you are looking to stock up on clothes and accessories from American Eagle. You can also use the American Eagle credit card for your online purchases which will offer you free standard shipping on all your orders.

Plus, the American Eagle credit card allows you to earn 15 points per every $1 you spend. This can help you rack up store points that can be used for money off your purchases. For every 2500 points you earn, you will receive $10 in rewards to use at an American Eagle store near you or online.

American Eagle Credit Card Reviews

American Eagle Credit Card Benefits

  • Earn 15 points for ever dollar spent
  • 2500 equals a $10 reward coupon
  • $0 fraud liability
  • 20% off birthday coupon
  • $0 annual fee

In addition to earning points with the American Eagle credit card, you will also get several bonus sales options. Your birthday will earn you another 20 percent off coupon, helping you to save even more on American Eagle clothes.

The credit card also affords you the option to buy five American Eagle jeans and get one free. This is a nice benefit if you are looking to update your wardrobe or stock up on the essentials. Women can also buy five bras and get one free too with the credit card.

American Eagle takes good care of its customers that sign up for its credit card as they are able to get in on personal shopping day coupons, which is limited just to cardholders. American Eagle also holds a total of six cardholder events each year, giving you even more ways to save.

American Eagle Credit Card Review

You will also be privy to mobile and online account management, making it easier than ever to pay and view your American Eagle credit card. The credit card also offers $0 fraud liability for your protection as a consumer shopping with the company.

The American Eagle credit card can be used at American Eagle Outfitters stores, Aerie stores, AEO Factory stores, as well as online. If you make $350 in purchases in a year, AE will upgrade your credit card to Extra Access status. This will give you $15 in rewards for every 2500 points you accumulate with the card, helping you to rack up savings even quicker.

If you are looking to save money on your purchases at AE, you will find that this credit card is a great choice. However, if you need to keep in mind that you have to make one qualifying purchase each year to keep your reward points. In addition, the APR on the American Eagle credit card is 27.9 percent, which is higher than other credit cards you may be able to secure. Late payment fee is $38.

American Eagle Credit Card Reviews

Overall the American Eagle credit card is a strong card to have in your wallet if you like to shop at American Eagle Outfitters, Aerie or AEO Factory stores. If will provide you with plenty of savings on merchandise from these stores and the free shipping online is a nice benefit. Just be watchful of the APR as it is higher than most other credit cards if you decide to carry a balance.