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Western Union Netspend Begin Activation (Review and Guide)

April 15, 2020 by Tommy Wilke Leave a Comment

Western Union Begin Activation Netspend

A popular prepaid card day-to-day purchases. You can also use it to receive Western Union money transfers and spend the funds within minutes.

Visit www.beginactivation.com or www.wunetspendprepaid.com to activate your card online.

Western Union Netspend Prepaid Mastercard Card use is subject to activation and ID verification. Please have the card number and security code on hand as it will be needed to start the activation process.

Western Union Netspend Prepaid Mastercard Reviews

Blog Reviews

SuperMoney.com: Rating 9% out of 100% based on 22 votes
Finder.com: Get this card if… you’re looking to receive Western Union transfers more quickly or Pick something else if…you don’t want to pay a monthly fee for a debit card.
WalletHub.com: 3.4 out of 5 based on 268 reviews

Review from Real People

“The Western Union Netspend card is not good or bad… I would give it a solid 5 out of 10. Very average… The word vanilla comes to mind” Todd M. – Chicago IL

“BeginActivation.com is super easy to use and activation only took a minute… The card on the other hand is not the best… My wife and I use this card every once but it by no means our favorite card” – Mike K. Atlanta, GA

“Activation is super easy… took less than 30 seconds” – Todd K. San Diego, CA

Western Union Netspend Prepaid Mastercard Fees

Monthly fee $9.95
Signature purchase transaction fee $1
PIN purchase transaction fee $2
US ATM/bank cash withdrawal fee $2.50
Bank transfer fee Varies by bank
Account inactivity fee $5.95 per month

Please note Western Union money transfer fee is FREE to accept money but fees may vary for sending money.

Brink’s Money All Access.com Upgrade?

In order to request an All Access Upgrade please head on over to www.brinksmoneyallaccess.com/account/login and follow the on-screen instructions.

Other Options

PayPal Prepaid: Ideal for consumers who have a boat-load of money in PayPal
MyVanillaDebitCard: Some consumers think this card is better than the WU debit card
GreenDot Mastercard: NerdWaller once called the GreenDot card a Netspend killer

Please note you must have the Netspend Mobile App in order to use the Western Union Netspend Mobile Check Deposit option.

Western Union Netspend Prepaid Mastercard Benefits

You will get you payroll or government benefits check 2 days faster if you enroll in direct deposit.

Available on mobile apps (Apple and Android mobile phones).

Has more than 130,000 reload locations in the Netspend Reload Network (which are free of fees).

You could get your tax refund faster when you e-file and use Direct Deposit.

Read More

How to get the card?

Request a Western Union Netspend Prepaid Mastercard now and it will arrive in about 7-10 business days with your Routing Number and Account Number.

Brink’s Prepaid Mastercard Login Page

Bottom Line

We would only recommend the Western Union Netspend Prepaid Mastercard if you need to receive your government benefits 2 days faster… otherwise, just stick with a normal debit card.

This Prepaid Mastercard gets a big two thumbs up!

US Bank Reliacard Login and Activate? Pass Up Offer? (Guide and Review)

April 14, 2020 by Tommy Wilke Leave a Comment

US Bank Reliacard Review

If you are lucky enough to have a US Bank account should you also gobble up the Reliacard?

Well, let’s take a deep dive into this baby.

(Please note if you already have the card simply head on over to www.usbankreliacard.com login to obtain access).

Please note this card comes with no hidden fees and will not trick you into paying a fee for something like account maintenance.

Reliacard Pros and Cons

This product from U.S. Bank caters to recipients of government benefits receiving unemployment compensation and/or child support payments
This is a prepaid card and as such comes with no annual fee
Holders of this card are issued these by their state agency in place of paper checks
Does not help or hinder a credit score (which could be good or bad depending on your personal financial situation)
You are entitled to have one fee reversed once per the calendar year REGARDLESS of the amount
Every time you buy something or get cash, the amount is subtracted from the balance available on your card

Looking for a credit card?

Skip this write up and check out “Best Credit Cards” or “Best Card for Bad Credit”

If you are known in your circle of friends as the “travel cat” or people are frequently calling you a world travler you will want to check out our “best travel credit cards” write up.

Reviews from Real People

“US Bank has been my favorite bank for a variety of reasons over the years and the Reliacard is just another reason why this bank keeps on chugging along on my big board as the top bank in the world… Cheers!” – Mac H. Dallas, TX

“I get my VA payment a day quicker ever since I started having it sent to my ReliaCard and the money is always there (even lump-sum payments). I would not give this card up for anything (even my third wife)” – Kyle G. Jersey Boardwalk

“The US Bank Reliacard is OK but not great by any means… it needs a good reward program that offers cashback or travel rewards to move up my big board” – Stan K. Miami FL.

USBankReliacard App

You can download this card at both the App Store and Google Play.

To access the US Bank ReliadCard at the App Store please visit apps.apple.com/us/app/u-s-bank-reliacard or at the Googe Play store at play.google.com/store/apps.

US Bank Reliacard Customer Service

Debit or Credit Cards: 1-866-276-5114 or 1-800-236-3838
General Customer Service: 1.800.US.BANKS (1.800.872.2657)
International Collect Calls: 1.503.401.9991
Corporate Headquarters U.S. Bancorp Center 800 Nicollet Mall Minneapolis, MN 55402

Bottom Line?

If you already have a US Bank account you will want to consider the US Bank Relicard as it makes moving monies around.

Need a bank account?…

Best Checking Accounts of September 2019 – Top 9 Bank Account Bonuses To Stash Your Cash

Chase Start Now – Get up to $600 When Opening a Checking or Savings Account

November 21, 2019 by Tommy Wilke Leave a Comment

Chase Start Now Offer

Ready to get a mind-bending $600 cash bonus from Chase bank?

Head on over to www.chase.com/startnow and follow the on-screen instructions to get started.

You will need to provide the 16 digit coupon code from the Chase mailing in order to begin.

Popular: 1928 buffalo nickel values

Get $300 with a new checking account and another $200 with new savings account with qualifying activities (pus you will get an extra $100 bonus when you do both!) WOOT WOOT!

Chase Banking Customer Service

Chase banking phone number: 1-800-935-9935
Online: www.chase.com/digital/resources/customer-service
Outside the U.S.: 1-713-262-3300
Domestic Chase Military Services: 1-877-469-0110
If you are a member of the United States military stationed overseas please dial 1-318-340-3308

Chase.com/StartNow Highlights

A win-win offer
Chase banking offers more than 16,000 local and national Chase ATM’s and nearly 5,000 branches
You can deposit cash at most Chase Bank ATM’s
Accounts need to be opened by 1/11/2020 in order to qualify for the cash bonus

Other Checking Bonus Options?

Check out “Best Checking Account Bonuses” for a list of bonuses to Stash Your Cash.

Banks include Capital One, PNC, and Discover Bank just to name a few.

Requirements?

In order to receive the cash bonus associated with the Chase Start Now offer you must meet the following criteria…

To get $300: Open a Chase Total Checking Account and set up direct deposit
To get $200: Open a new Chase Savings account, deposit a balance of $15,000 or more in new money within 20 business days, and maintain a $15,000 balance for 90 days
To get $600: Open a new Chase Total Checking and a Chase Savings account and get $600 when you open both at the same time with qualifying activities

Bottom Line

This is a pretty painless way to go about earning $600.

If you’re in need of a checking account (and even if you aren’t) we recommend the Chase Start Now $600 Checking Account offer.

Need a credit card?

Check out Best Credit Cards by CreditLiftoff.com.

Payoff Forward Review – Apply for a Payoff Loan Online?

November 15, 2019 by Tommy Wilke Leave a Comment

Payoff.com Reviews

If you received a promotional letter from Payoff in the mail in regards to credit card debt DO NOT THROW IT AWAY before you read this review! 🙂

Those who have the offer and already know they want to apply should visit www.payoff.com/forward and follow the on-screen instructions.

Applicants will have to provide the invite code from the Payoff Promotional Mailing.

If you are on the fence in regards to the loan please keep reading.

Please note in order to apply you must be 18 years of age or older and a legal resident of the United States.

Payoff.com Forward Offer Highlights

The loan amount will range from $5,000 to $35,000
Applicants are allowed to choose a payback time frame ranging from 24 months to 60 months
The application is super easy and painless
Fixed rates are available from 5.65% and 22.59%

What online finance blogs are saying?

NerdWallet: Rating 4.5 out of 5 – ‎Review by Amrita Jayakumar
CreditKarma: 4.5 out of 5 stars based on 27 user reviews
BankRate.com: 3.6 out of 5 stars

Overall Payoff receives good to great reviews from the big boys in the financial blog industry.

User Reviews

“The Payoff Forward offer completely changed my life! I managed to pay down over $10,000 worth of credit card debt and saved a boat ton of money in the process!” – Sally K from Nashville, TN

“3 simple steps and my application was complete and I was on my way to saving hundreds of dollars on credit card debt.” – Jeff S. Chicago, IL

“Not only did I get out of credit card debt but my credit score went up! Man this is one good offer for those who have massive credit card debt” – Doug’s Tank Top St. Louis, MO

Shop around for other loan options?

UpStart.com Loan: Loans range from $1,000 up to $50,000 & Interest rates from 5.67% to 35.99%
Best Egg Life: Apply for a personal loan and get your money in as little as one business day
SaveWithProsper: Prosper offers personal loans which can be tailored to meet customers needs

Payoff.com Customer Service

Phone: 1-800-878-0901
Mail: 3200 Park Center Drive, Ste. 800 Costa Mesa, CA 92626
Online: www.payoff.com/about/contact

Please note the Payoff Loan customer service team is available from Monday through Friday: 7 am to 6 pm (PST) Saturday: 8 am to 5 pm (PST) (they are closed on Sunday).

Regions Pre-Selected Visa Credit Card Application Review

November 8, 2019 by Tommy Wilke Leave a Comment

Regions Prestige Visa Signature Credit Card Application

The Regions Prestige Visa Signature Credit Card is available to consumers with good to great credit and are 18 years of age or older.

You must also be a legal resident of the United States in order to secure the card.

Please visit www.regions.com/preselected to apply for the Prestige Visa Signature Credit Card online.

You are not required to have an activate Regions checking or savings account in order to apply for the card.

Regions Prestige Visa Signature Card Review

WalletHub: 4.4 out of 5 based on ‎1,313 reviews
CreditCards.com: 2.4 out of 5
CreditCardKarma.com: 6.8/10 based on only ‎4 reviews (please note the small sample size)
NerdWallet: Review was not available

Need a checking account?

Check out our Best Checking Account Bonuses write up now!

Regions.com/PreSelected Customer Service

Visa Check Card Customer Service: 1-800-295-8472
Regions Credit Card Customer Service: 1-800-253-2265
Lost or Stolen Regions Check Card: 1-800-295-8472

Regions Home Loans

Mortgage & Lending Regions Mortgage Customer Service: 1-800-986-2462

Regions Mortgage Origination Center: 1-877-536-3286

Revolving Credit / Home Equity Line: 1-800-231-7793

Location Near You?

You can also apply for the Prestige Visa Signature Credit Card in person at a Regions location.

To find a Regions location near you simply head on over to www.regions.com/personal-banking and click on the top of the screen under the tab “locations”.

Other Credit Card Options

Mission Lane Card: The MissionaLane credit card is issued by Visa and requires the 12 digit code from your mailing offer to begin
Fortiva Credit Card: Unsecured Mastercard targeted at people with subprime credit
Best Cash Back Credit Cards: Find the right cash back card for you!

Bottom Line

The Regions Prestige Visa Signature Credit Card is average at best.

Even though it comes with no annual fee the reward program is lackluster.

We would avoid this card unless you are a Regions SUPER FANBOY.

Please note you can also apply for the card over the phone by dialing 1-800-734-4667 Monday to Friday 6 a.m. to 7 p.m. CST Sat 8 a.m. to 2 p.m. CST.

Digital FCU Overdraft Class Action Settlement ($1.8 Million)

October 10, 2019 by Tommy Wilke Leave a Comment

Digital Federal Credit Union Overdraft

Digital Federal Credit Union has agreed to a proposed $1.8 million settlement to resolve a lawsuit in regards to overdraft fees.

Digital FCU denies any action of wrongdoing but has agreed to settle in order to avoid further court costs.

If you qualify as class members please visit www.digitalfcuoverdraftclassaction.com.

Any questions about the case can be directed to 1-888-683-1091.

Who is a class member?

According to Digital FCU Overdraft Class Action settlement documents “Individuals who had a checking account with Digital Federal Credit Union and who were charged (a) an overdraft fee on any transaction between June 15, 2012 and June 15, 2019 and/or (b) an overdraft fee on an ATM or debit card transaction between June 15, 2017 and Sept. 1, 2018”

Need a credit card?

Mission Lane Credit Card: Mission Lane is based in San Francisco, CA and Richmond, VA
Walmart.CapitalOne.com: Apply for the brand spanking new credit cards Capital One Walmart Rewards Mastercard and the Walmart Rewards Card
REI Mastercard: REI Co-op Mastercard donates $100 to the National Forest Foundation annually on behalf of all account holders

Case Documents

Brandi Salls v. Digital Federal Credit Union
Case No. 4:18-cv-11262-TSH
Pending in the U.S. District Court for the District of Massachusetts

DigitalFCUOverdraftClassAction.com Settlement Notes

Class Counsel will request attorneys’ fees be awarded by the Court of not more than one-third of the value of the settlement. Class Counsel has also requested that it be reimbursed approximately $75,000 in litigation costs incurred in prosecuting the case.

The settlement fairness hearing will take place on or around 12/19/2019.

Class members do not need to attend this hearing in order to get PAID.

Class Members Lawyers

Richard D. McCune: Telephone (909) 557-1250 or email rdm@mccunewright.com

Taras Kick: Telephone (310) 395-2988 or email Taras@kicklawfirm.com

Walmart.CapitalOne.com Rewards Balance Review (New Walmart Rewards Mastercard)

October 7, 2019 by Tommy Wilke Leave a Comment

Walmart Capital One Mastercard Credit Card

Capital One and Walmart have combined powers to give birth to the brand spanking new Capital One Walmart Rewards Credit Card Program which comes with 2 new credit cards.

The two cards are entitled Capital One Walmart Rewards Mastercard and the Walmart Rewards Card.

Both cards can be accessed at www.walmart.capitalone.com.

The Capital One Walmart Rewards Mastercard is the program’s signature co-branded card while the Walmart Rewards Card is a private-label card exclusively for Walmart purchases.

Both cards are available now at www.walmart.com/cp/walmart-credit-card.

Walmart.Capitalone.com FAQ

If you already have a Capital One account simply sign in
If you do not have a Capital One account you will have to set one up (click on the “set up my account” tab
In order to set up an account, you will have to provide your name, SSN or bank account number, and date of birth
Synchrony Bank will issue a statement credit for the rewards you earned as part of your account transitioning to Capital One

Not interested in the Walmart Capital One Rewards Card? Apply for a cashback card with at GetMyOffer.CapitalOne.com.

Please note you can check out at the register in Walmart by using the Walmart app, instead of your physical card. For more information, visit Walmart.com/walmartpay.

Capital One Walmart Rewards Mastercard Pros & Cons

Ideal for consumers who shop at a variety of retailers to include Walmart
5% back on purchases made at Walmart.com or the Walmart app, including Grocery Pickup and Delivery
2% back on purchases at restaurants, travel purchases, and purchases made at Walmart stores in the United States and Puerto Rico, and at Walmart and Murphy USA gas stations
1% back on purchases everywhere else Mastercard is accepted

Walmart Rewards Card Pros & Cons

Ideal for consumers who primarily shop at Walmart
5% back on purchases made at Walmart.com or the Walmart app, including Grocery Pickup and Delivery
2% back on purchases made at Walmart stores in the United States and Puerto Rico, and at Walmart and Murphy USA gas stations
2% back on the purchase of gift cards at Walmart (online, app, Walmart Pay or in stores)

As you can see the major difference between the two cards is the “2% back on purchases at restaurants, travel purchases, and purchases made at Walmart stores in the United States and Puerto Rico, and at Walmart and Murphy USA gas stations”.

The Capital One Walmart Rewards Mastercard includes the above mentioned 2% back while the Walmart rewards credit card does not.

Please note rewards will not be applied on credit plans, lottery tickets, Quick Cash and the purchase of prepaid debit cards or financial products and services at Walmart.

Final Verdict

We would consider the Capital One Walmart Rewards Mastercard as benefits associated with this card are plentiful.

We would avoid the Walmart Rewards Card unless you are a Walmart fanboy who only shops at Walmart! 🙂

TCPA Wells Fargo Class Action Settlement (Cash Payment?)

October 4, 2019 by Tommy Wilke Leave a Comment

Wells Fargo Unwanted Call Class Action Lawsuit

Wells Fargo has agreed to pay almost 18 million dollars in a class-action lawsuit filed against them in regards to unwanted calls.

The lawsuit claims Wells Fargo called and texted consumers without their consent in violation of the Telephone Consumer Protection Act.

Visit www.tcpawellsfargo.com to file a claim online.

It should be noted Wells Fargo denies any action of wrongdoing.

Who should file a claim?

If you live in the United States and received an automated phone call(s) or text messages from Wells Fargo despite not being a customer of the bank.

Consumers qualify for the class action settlement if they were called: between 1/20/2013 and 7/10/2019 for calls placed in connection with automobile loans or fraud alerts on credit cards or deposit accounts; between Sept. 18, 2014 and July 10, 2019 for calls placed in connection with credit card accounts; between Dec. 20, 2015 and July 10, 2019 for calls placed in connection with student loans or overdrafts on deposit accounts; between March 1, 2016 and July 10, 2019 for calls placed in connection with mortgages or home equity loans; or between April 1, 2016 and July 10, 2019 for calls placed in connection with retail installment sale contracts for automobiles.

How much will class members receive?

The exact amount will depend on the number of valid claims filed.

The more claims that are filed the less amount of money each class member will receive (so don’t tell your neighbor).

TCPAWellsFargo.com Contact Information

Mail: 1-877-848-4101
Fax: Not found
Phone: Wells Fargo TCPA Settlement Administrator c/o Epiq P.O. Box 4540 Portland, OR 97208-4540

Get My Offer Capital One Review (2019’s Best Capital One Credit Cards)

September 6, 2019 by Tommy Wilke Leave a Comment

Here is a comprehensive list of what we consider the best cards to be associated with the GetMyOffer.CapitalOne.com promotional mailing.

Drum roll, please!

Without further ado here are the best Capital One credit cards for 2019!

Quicksilver: Best for flat-rate cash back (if you like cash this is your card!)
SavorOne: Best all-around card as users get cashback on both grocery and dining purchases
Capital One Secured Mastercard: Ideal for consumers with poor or no credit
Venture One Rewards: Have the travel bug? Apply for the Venture One travel rewards card from Capital One and thank us later
Journey Student Rewards: Best credit card for Students
Spark Cash: Best for a small business
Capital One Platinum Credit Card: Best for less than perfect credit

Please note you must be 18 years of age or older and a legal resident of the United States in order to obtain a credit card for Capital One.

You can apply for any of the above-mentioned cards at www.getmyoffer.capitalone.com.

You will need the Reservation Number and Access Code from your offer to start your secure application.

Capital One Customer Service Team

Customer service: 1 (877) 383-4802
Credit card support: 1 (800) 227-4825
Mail General Correspondence to “Capital One Attn: General Correspondence P.O. Box 30285 Salt Lake City, UT 84130-0287”
Credit Card and Line of Credit General Correspondence “Capital One Attn: General Correspondence P.O. Box 30285 Salt Lake City, UT 84130-0285”

QVC Credit Card Review – A Must for Shopaholics? (QVC.com/QCard)

August 23, 2019 by Tommy Wilke Leave a Comment

QVC Credit Card Review

Quality Value Convenience has come up with their own credit card geared towards QVC fanboys (and girls!).

This card is designed for QVC customers as it comes with Special Financing.

You can apply for the card at qvc.com/qcard… but should you?

Let’s take a look at some reviews…

CreditKarma – 3.4 out of 5 stars based on 29 customer reviews
MyFico.com Forums
CreditShout – 4.7 out of 6 votes

To be honest there are not that many online reviews in regards to the QVC credit card.

Customer Reviews

“You really don’t gain much by using the card. Every item I have attempted to purchase with the card only adds one extra month to pay for an item, not the 18 to 24 months advertised. Use your regular credit card, the interest is cheaper and allows you to pay on your terms.” – @my440magnum

“The QVC card credit score requirement is pretty lenient – a score of at least 640, which is the beginning of fair credit. Fair credit alone may not grant approval though. They will also look at your income, debt, number of open accounts and any past negatives, among other things.” @keykey

QVC Credit Card Pros

No annual fee
0% introductory APR on select purchases for 9 to 18 months

QVC Credit Card Cons

No rewards program
High APR

QVC Credit Card Login

QVC Credit Card Payment

In order to pay a QVC credit card account please visit QCard Online.

Or visit www.qvc.com/qcard.

Final Verdict

You must be 18 years of age or older and a legal resident of the United States in order to apply.

Having said that we cannot recommend the QVC Credit Card.

The card is lackluster and comes with zero rewards.

There are just too many better credit cards on the market that you can obtain with the same credit score vs the QVC Card.

HARD PASS

Check out Credit Cards for Fair Credit and thank us later.