Fidelity Rewards Visa Signature Card

fidelity rewards visa signature card review
The Fidelity Visa Signature comes with a $100 Bonus Offer‎

The Fidelity Rewards Visa Signature Card is a great deal whether or not you already have other accounts at Fidelity, but it’s an even better deal if you do. Right now, you can take advantage of a 10,000 point signup bonus, awarded after you spend $1000 on the card within 90 days. If you transfer these points directly to a Fidelity account, that’s $100 of free money.

Overall, this is a relatively low amount of spending necessary to get the bonus. While the bonus is also smaller than many that are available out there right now, the truth is that the other benefits of the card just might make it worth your while.

Fidelity Rewards Visa Signature Card Benefits

The signup bonus isn’t the only great feature that this card offers. In fact, you may choose to carry it simply because it offers you 2 points for every, single dollar that you spend. If you transfer your points to a Fidelity account, that’s 2% cash back, no matter what you buy.

This 2% isn’t unique, but most cards do make it at least a little bit more difficult to earn money. You may have to buy in certain categories or the categories may rotate. Fidelity’s card is simple, straightforward, and you don’t have to do anything to get your money except pay your bill each month and set up your transfer.

The Fidelity Rewards Visa Signature Card goes beyond that, too. When you get this card, you’re also getting:

  • No annual fee
  • Your points don’t expire
  • No preset spending limit (transactions can be denied based on your account’s history, your credit rating, and your available resources)
  • 24-hour Visa concierge service
  • Auto rental collision damage waiver
  • Travel accident insurance (up to $250,000 if you are injured on a trip)
  • Roadside dispatch
  • Lost luggage reimbursement (up to $3,000)
  • Various rotating discounts and savings

If you don’t want to transfer your points to your Fidelity account, you can always use them to make purchases via Fidelity’s rewards portal. Here, you can exchange points for gift cards, electronics, clothing, and more.

Apply for the Fidelity Rewards Visa Signature Card

Visit Fidelity’s application page to start your journey with this card. Note that Fidelity can be pretty strict and the card is marketed to people who have credit scores of 720 or above. If yours is below that, you can apply now, but you might have better luck if you raise your score first.

You should also apply to open a Fidelity account at the same time. This is a separate application, and you cannot use your rewards to start the account.

Both processes are straightforward and you should hear from Fidelity quickly. Once you have your card, you can use the rewards for investing, to save for the future, or to put a little bit more away for retirement.

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