MyVanillaDebitCard Review and Activation: Are These Cards Worth It or Just Vanilla?

2 customer service

MyVanillaDebitCard (MyVanilla Prepaid Visa and Mastercard)

Please note MyVanilla Prepaid Visa Card, MyVanilla Prepaid Mastercard, and Mio Prepaid Mastercard are not available in the state of Vermont.

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These prepaid cards are ideal for consumers who don’t play well with credit cards as they can only spend money that’s loaded on the card.


MyVanillaDebitCard Reviews

Surprisingly there were not a ton of reviews in regards to the MyVanilla line of prepaid cards.


Reviews from Real People

The Vanilla Debit Card literally saved my life. I was drowning in high-interest credit card debt because I could not control my spending (I also had problems with addiction). One day my friend tore up all my credit cards and gave me the Vanilla Debit card explaining I could only use what funds were available on the card… LIFE CHANGER! Today I’m free of debt and only spend what I can afford” – Justin B. New Orleans, LA

Credit cards suck and are a trap to take all of your money… The Vanilla debit card is anything but that. Highly recommended!” – Sara J. New York, NY

If I could go back and do my life over I would never sign up for a credit card. They suck the money right out of your bank account and don’t even say sorry! Debit cards saved my financial life… LOVE my Vanilla Debit Card!” – Mike H. St. Louis, MO


Other Options

If we had to pick one of the above we would go with the CHIME card as it allows you to get paid up to 2 days early with direct deposit and grow your savings.


MyVanillaDebitCard Register Information

The following information is needed in order to register a MyVanilla Prepaid Visa or the MyVanilla Prepaid Mastercard.

  • Card number
  • CVV number
  • First and last name
  • Email address
  • Mailing address
  • Phone number

Any issues that arise during the registration process can be directed to a MyVanilla Card Customer Care agent at toll-free 1-855-686-9513.


MyVanillaDebitCard App

  • Google Play: The MyVanilla App provides you FAST, SECURE and EASY access to your MyVanilla Prepaid Visa Card
  • App Store: This app is available only on the App Store for iPhone and iPad


Customer Service

  • Mail: MyVanilla Customer Care, PO Box 826, Fortson GA 31808
  • Phone: 1855-686-9513

In order to speak with a live human customer service agent please press 1 then 3 then wait through the message, then press 4, then enter the phone number you used to register.

The MyVanilla Prepaid Visa Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used wherever Visa debit cards are accepted.


What bank does My Vanilla Card use?

According to the site…

The Bancorp Bank; Member FDIC.


Walmart FANBOY?

If you frequent Walmart you may want to consider loading your Vanilla debit card via the Walmart Rapid Reload service.

At participating locations, you can load cash directly to your MyVanilla Card at the register.

Visit participating Walmart locations to swipe, load and go.


My Vanilla Debit Card Final Verdict?

The MyVanilla Prepaid Visa Card and the MyVanilla Prepaid Mastercard are only useful for consumers who cannot handle credit cards because they rack up high-interest debt.

We give this card TWO THUMBS WAY UP!

Most consumers will want to avoid these “prepaid” cards and opt for a good cash back credit card.


MyVanillaDebitCard Activation Website


  1. I’ve tried 4 times now to activate my vanilla card and I am so pissed off I could throw this brand new iPhone out the goddamn window. Whenever I get to the part that says I agree with they’re terms I check the box and then it goes to a different screen showing who knows what and throws me into limbo and I never get to submit it. What a rotten company what a scam!!!

  2. They did the same shit to my son, and I called and now they are telling me that I have to send them my social security card in the mail and the receipt for the card in order to get his money back!! What a Joke!!!!


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