NetSpend FlashPay Review: What It Is and How It Works


netspend flashpay

NetSpend FlashPay Review

If you or your loved ones use prepaid debit cards, you’ve likely heard of NetSpend by this point. With a nationwide network of over 130,000 locations to load cash onto your card, it’s an accessible option without a doubt!

NetSpend’s prepaid debit cards might not be the best options available on the market today, but that’s a topic for another article.

Instead, here we’re going to focus on one of the newest features offered by NetSpend. Called FlashPay, it’s essentially a way to transfer money without physical cash being present.

Interested in learning more? Then we invite you to read on through this NetSpend FlashPay review!

What Exactly Is FlashPay Anyway?

Have you ever found yourself sitting around the table after a dinner out with friends, wondering how you’re going to split the bill?

Nowadays, apps such as Venmo have become increasingly popular in situations like this. Using these apps, one person can pay the bill while everyone else sends the exact amounts of money that they owe straight to his or her digital wallet.

Talk about convenient, right? Now no one is left owing anybody else money, and you’ll never have to awkwardly remind your flaky friend that he or she still owes you those twelve dollars from two months ago.

That being said, there’s a major issue with Venmo that often gets overlooked. Simply put, if you don’t have a bank account, Venmo isn’t an option for you!

Therefore, these mobile apps overlook a substantial group of American consumers who instead rely on prepaid debit cards for their cashless transaction needs.

How exactly does FlashPay help to overcome this problem? Let’s take a look at that next.

How Does FlashPay Work? (FlashPay Setup)

Sending money with FlashPay is relatively simple.

First, you’ll need to confirm the recipient’s name as well as his or her FlashPay ID number. If he or she needs help locating this number, it’s easily found in his or her Online Account Center.

From here, you’ll log in to your own Online Account Center. Here you’ll enter the recipient’s name and FlashPay ID number, as well as the amount of money that you’d like to send. Whether the recipient is right next to you or on the other side of the country, the money will be transferred in just a few clicks.

NetSpend FlashPay App?

As of the time of writing, no FlashPay app could not be found.

NetSpend FlashPay Review: Final Verdict

If there’s one issue with the FlashPay system, it’s that only NetSpend users (plus ACE Elite, Control, and Purpose cardholders) can participate. If you’d like to send or receive cash from somebody who uses traditional banks or mobile apps such as Venmo instead, you’re simply out of luck.

That being said, for those already using NetSpend products, FlashPay is certainly a convenient way to send and receive money. There’s no good reason not to take advantage of it!


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