PlatinumOffer Mastercard Reviews (Pre-Approved Confirmation Number)


PlatinumOffer Credit Card Offer

The First Premier Bank Mastercard is designed for consumers with less than ideal credit.

You can apply at with the confirmation number form the mailing offer.

But should you…

let’s check out some reviews!

  • – 3.1 out of 5 stars based on more than 3,000 reviews (very large sample size)
  • CreditKarma – 1 out of 5 based on 14 votes (small sample size)
  • ConsumerAffairs – 3.6 out of 5 based on 565 reviews
  • – Rating 4.6 out of 5 (‎Review by Brittney Mayer)
  • – Rating 2.4 out of 5 (Review by Lindsay VanSomeren)

As you can see the First Premier Bank Mastercard is scattered, to say the least.

The First PREMIER Bank Mastercard Credit Card charges an application-processing fee, an annual fee, and a monthly fee!

Where to apply without confirmation number?

Visit Apply Pre Approved Confirmation Number (First Premier Bank)

First Premier Bank Mastercard Pros

  • Starting credit limit ranging between $300 to $1,000 (not bad for this type of card)
  • Helps consumers with bad credit improve their score via on-time payments

First Premier Bank Mastercard Cons

  • Annual fee clocks in at $75 to $125 for the first year and $45 to $49 each year thereafter
  • First Premier Bank credit card processing fee? This fee could be anywhere from $25 to $95
  • And the monthly fee (waived for the first year) could be as “low” as $6.25 or as high as $10.40
  • Super high APR

Please note you must be 18 years of age or older and a legal resident of the United States to apply (and get approved).

PlatinumOffer Status

If you ended up applying for the First Premier Bank Mastercard you can check the status of the application by calling toll-free 1-800-501-6535.

Platinum Offer Customer Service

CreditLiftoff Verdict


We cannot recommend this card due to the insanely high fees and high APR.

There are just too many better cards available for consumers looking to improve their credit score.

Other credit cards to consider for a less than ideal credit rating

  1. Credit One Bank Card
  2. Discover it Secured
  3. OpenSky Secured Visa Credit Card
  4. Capital One Secured Mastercard
  5. Green Dot Visa Secured Credit Card


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