SnapCap Reviews – Micro Business Loans (Borrow Up To $600k?)



SnapCap Small Business Loan

SnapCap loans are designed for business owners looking for working capital in hopes of expanding their business.

You can get started at by filing a short application.

In order to apply, you must be 18 years of age or older, be a legal resident of the United States, and own a small business (the business doesn’t necessarily need to be profitable to obtain a loan from SnapCap).

SnapCap Highlights

  • Same day approval, next day funding
  • Outstanding customer service
  • High limit maximum loan amount ($600,000)
  • Simple, streamlined paperless application
  • High approval rates and competitive rates

SnapCap Reviews (from well-respcted finance blogs)

  • 4.4 out of 5 stars based on ‎38 reviews
  • Yelp: 1.5 out of 5 based on 8 reviews
  • 90% (which is an A-minus) reviewed by Justin Song
  • FundERA: 3 out of 5 reviewed by Maddie Shepherd

Overall SnapCap receives pretty good reviews from online financial blogs.

Consumers Reviews

I was very uneasy with the fact that they wanted a void company check before I was even approved and before I had even talked with a representative. I declined. I had an email the next day that I would be contacted at 11:30 am, instead, a funding manager called at 9:30 am during a busy period. This funding manager did not know anything about the phone call that I was supposed to receive at 11:30 am. This funding manager started out by asking questions that I had already answered twice. I told him it was very apparent that he had not read my file and was totally unfamiliar with my application. Therefore destroying my confidence in this company and I declined any further contact.” – Charlie-Marie S Denver, Colorado 4/5/2018

I had a very good experience with SnapCap. All the Loan Advisors that I worked with were very responsive.” – Grant

My agent was Kyler and he was amazing. The interest rate was a bit steep, but nobody else would loan me the funds I needed and some funding is better than no funding. He went above and beyond to help out.” – Mat

Honestly, Snap Cap complaints reviews were few and far in between.

SnapCap Customer Service

  • Mail: 701 E Bay St, Suite 414 Charleston, SC 29403
  • SnapCap Phone Number: 1-888-313-4352 M-F 9-7PM ET

The toll-free number is available from 9 am to 7 pm Monday to Friday (closed on the weekends).

snap cap vs kabbage

SnapCap Lendingtree? (how are they related)

LendingTree acquired non-lending assets of SnapCap back in the Fall of 2017.

From the site…

After 4 years and over 250M in total loans, we have come to understand that business owners across the country simply needed a better way to fund their business. SnapCap was created to support growing businesses by providing credit when they need it – without the hassle. Our relationship will grow as your business grows.

Bottom Line

We recommend the SnapCap microloan service as they really strive to provide the customer with top-notch customer service on top of a super-easy loan application.

BUT like all loan applications, you should shop around to find your best rate.

On top of applying for a SnapCap loan be sure to apply at Best Egg, SoFi, and the Figure Start Now Loan Offer.



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