Union Bank offers a very nice cash rewards credit card for their clients. The card boasts an impressive 1.5% cash back for all purchases. However, many customers are most excited about cash offer available for new customers.
When you sign up for the Union Bank Visa Card you are eligible to receive $100 in cash rewards. Cardholders will need to spend $1,000 in the first three months of opening a new account to receive the bonus offer.
Card Features and Benefits
- 1.5% cash back for all purchases (unlimited)
- $100 cash offer for new cardholders
- 25% rewards bonus when redeeming with your Union Bank Account
- 0% introductory APR for 12 months with new account
- 3% balance transfer fee
- No annual fee
The benefits of this card are very impressive for a zero annual fee option. While there are some 2% cash reward cards with no annual fee, 1.5% is still quite impressive. When you add in the sign up bonus you can see why many consumers are considering The Union Bank Visa Card.
Another great incentive for new customers is the introductory interest rate. Customers will pay no interest on new purchases for the first 12 billing cycles. This can be useful for customers planning to make a big purchases after opening their new account. Just be sure to pay off your balance before the intro offer expires to avoid costly interest.
Applying For The Union Bank Cashback Rewards Visa
Customers can apply for the credit card at your local branch, by mail, or online. If you have received an mail offer for the card you can apply for the bonus offer without any complicated offer codes.
The bonus offer is available to all customers and is not subject to a special invitation. Card approval will be based on the information you provide in your application and your credit history.
Before applying you can also review other Union Bank Credit Card options which include a points based rewards card, a travel rewards card, and a balance transfer card. Overall, the Cashback Rewards Card will be the best bet for most consumers as the 1.5% cash back applies to all purchases with your credit card.
Additional Card Features
In addition to the features discussed above cardholders will also enjoy the following:
- Access to Visa Concierge Services
- Auto Collision insurance for car rentals
- Fraud protection for unauthorized use
- Overdraft protection when linked to your checking account
Are you a Union Bank Credit Card holder? Let us know about your experience with the card in the comments below!