Credit Limit Increase Citi - How to Apply and Get Approved (No Joke)

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Citi Credit Limit Increase

Who wouldn’t like a credit limit increase?

Not only does it allow you to buy more STUFF but it will also help your credit rating.

You will have to login to your Citi account with your username and password in order to apply for the increased line of credit.

Call Citi in person
Once you have them on the phone don’t tell them why you need it, tell them why you deserve it (bring up customer loyalty, how much you spend annually, and how your payments are always on time, etc)
Discuss the fact that you pay your entire balance off in full each month and have never missed a payment
DO NOT BE RUDE (aka don’t trigger the customer support team as they have total control)
Use the card frequently (up to 10 times per day) right before you apply

If you follow the above tips and are still denied a Citi credit line increase please dial 1-800-374-9700 and ask to speak with a manager.

If you’re a responsible cardholder, a higher limit can boost your credit by helping keep your credit utilization low.

Before you can request a credit increaser you must have a credit card in the first place!

Here are some of the better cards Citi has to offer…

Citi Double Cash Card: Best for consumers who like straight cash back as a reward
Citi / AAdvantage Platinum Select World Elite Mastercard: If you’re in the clouds often this is your card!
Costco Anywhere Visa Card: A BIG YES for Costco FANBOYS

In the market for a personal loan? Check out DiscoverPersonalLoans.com and apply up to $35,000.